One of the biggest and most powerful financial institutions in the United States and the rest of the globe is Bank of America, also known by its shorthand abbreviation BofA or BoA . Bank of America has a long history that dates back more than a century, and throughout that time, it has continually changed to meet the evolving requirements of its clients by providing a variety of financial services and products. In this Article we will discuss Bank of America Branch Location & ATMs Near by.
Bank of America History and Background
Here is a brief overview of the history and background of Bank of America:
- Early Beginnings
Bank of America’s roots can be traced back to 1904 when it was founded as the Bank of Italy by Amadeo Giannini in San Francisco. Giannini’s vision was to provide banking services to immigrants and working-class individuals who were often underserved by traditional banks. His innovative approach focused on character-based lending, making loans accessible to a wider range of people.
- The San Francisco Earthquake
A pivotal moment in the bank’s history occurred in 1906 during the devastating San Francisco earthquake. Giannini, with great determination, rescued the bank’s funds from his collapsing building and continued banking services, helping the community rebuild during a time of crisis.
- The Merger and Expansion
In 1930, the Bank of Italy merged with Bank of America, Los Angeles, forming the Bank of America National Trust and Savings Association. This merger marked the bank’s expansion beyond California and set the stage for its national presence.
- Pioneering Innovations
Bank of America has a history of innovation. It introduced the first general-purpose credit card, the BankAmericard (which later became Visa), in 1958. Additionally, the bank was an early adopter of automated teller machines (ATMs) in the 1960s, transforming the way people access their money.
- Modern-Day Influence
Today, Bank of America is a global financial institution with a presence in over 35 countries. It offers a wide range of financial services, including personal banking, wealth management, corporate and commercial banking, and investment banking.
Bank of America Information
| Bank Name | Bank of America |
| Headquarter | Charlotte, North Carolina, United States |
| Number of Branches | 3900 |
| Number of ATMs | 16000 |
| Customer Service Number | 00 1 315-724-4022 |
| ATM Deposit Limit | None |
| Regions ATM Fee | Free |
| Non-Regions ATM Fee | $2.5 |
| ATM Withdrawal Limit | $1000 |
| Bank Hours | 9 am – 5 pm, Mon-Fri 9 am – 12 pm, Sat (Vary with Locations) |
| ATM Hours | 24/7 |
| Mobile Banking | Yes |
| Online Banking | Yes |
| Overdraft fee | $10.00 |
Bank of America Locations Near Me
If you’re looking for Bank of America locations near you, you’ll be pleased to know that Bank of America has a vast network of branches and ATMs across the United States. Whether you need to visit a branch for personal banking services or simply withdraw cash from an ATM, there are multiple convenient ways to locate the nearest Bank of America facility. Bank of America’s Branches & ATMs have wide geographic presence makes it highly likely that you can find a Bank of America branch or ATM near your location.
Bank of America Branches Near Me
Bank of America has a total of 3900 branches in 38 US states. You can find their closest branch location by visiting their website or checking the Google map.
Bank of America ATMs Near Me
Bank has 16000 ATMs in the 38 states of United States of America. These ATMs are open 24 hours for 7 days of the week.
Bank of America Hours Near Me
Bank of America has a variety of hours of operation, depending on the location. Financial centers are typically open from 9:00 AM to 5:00 PM, Monday through Friday, and from 9:00 AM to 1:00 PM on Saturday. However, some financial centers may have extended hours, or they may be closed on certain days. You can find the hours of operation for the specific financial center you’re interested in by visiting the Bank of America website and using the location finder.
ATMs are typically available 24 hours a day, 7 days a week. However, some ATMs may have restricted hours, or they may be closed on certain holidays. You can find the hours of operation for the specific ATM you’re interested in by visiting the Bank of America website and using the ATM locator.
Here are some tips for finding the Bank of America hours near you:
- Use the Bank of America website or mobile app to find the location finder.
- Enter your address or zip code to find the financial centers and ATMs near you.
- Select the location you’re interested in to see the hours of operation.
- If you have any questions, you can contact Bank of America customer service.
Here are some additional things to keep in mind about Bank of America hours:
- Hours may vary during holidays and special events.
- Some financial centers may have closed hours for lobby transactions, but ATMs will still be available.
- You can always call the financial center or ATM to confirm the hours of operation.
Bank of America Services Near Me
- Banking services: Bank of America offers a variety of banking services, including checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), and credit cards. They also offer online and mobile banking services, as well as bill pay and wire transfers.
- Investment services: Bank of America offers a variety of investment services, including brokerage services, retirement planning, and investment advice. They also offer a variety of investment products, including stocks, bonds, mutual funds, and ETFs.
- Mortgage services: Bank of America is a major player in the mortgage market, and they offer a variety of mortgage products, including fixed-rate mortgages, adjustable-rate mortgages, and jumbo mortgages. They also offer home equity loans and lines of credit.
- Auto loan services: Bank of America offers auto loans, with a variety of terms and interest rates. They also offer loans for other types of vehicles, such as motorcycles and RVs.
- Credit card services: Bank of America offers a wide variety of credit cards, each with its own rewards program. Some of their credit cards offer cash back, while others offer travel points or miles. They also offer credit cards for students, people with good credit, and people with bad credit.
- Business banking services: Bank of America offers a variety of business banking products and services, including checking accounts, savings accounts, credit cards, loans, and investment products. They also offer merchant services and cash management solutions.
- Other services: Bank of America also offers a variety of other services, such as wire transfers, money orders, and bill pay. They also offer identity theft protection and fraud prevention services.
Bank of America Customer Service Near Me
With a strong commitment to helping customers achieve their financial goals, Bank of America ensures that their customer service is readily available, both in person and online.
Local Branches for Face-to-Face Support
Bank of America boasts an extensive network of local branches across the United States, making it easy to find a physical location near you. These branches are staffed with knowledgeable professionals who are dedicated to providing you with personalized assistance. Whether you’re looking to open a new account, discuss loan options, or seek advice on investments, Bank of America’s friendly branch staff are there to help.
ATMs for Convenient Access
In addition to their branches, Bank of America offers an extensive network of ATMs strategically placed for your convenience. Whether you need to withdraw cash, check your account balance, or make a deposit, you can easily find a Bank of America ATM near your location. Many of these ATMs are available 24/7, ensuring that you have access to your funds whenever you need them. Plus, Bank of America ATMs offer advanced features, such as the ability to customize your cash denominations, making your banking experience even more convenient.
Online and Mobile Customer Support
Bank of America understands that your life is busy, and sometimes you need assistance outside of traditional banking hours. That’s why they offer robust online and mobile customer support options. Through their user-friendly digital platforms, you can access a range of customer service features:
- Live Chat: Connect with a customer service representative in real-time through the Bank of America website or mobile app. This is a quick and convenient way to get answers to your questions.
- Email Support: Send your inquiries and receive responses from the Bank of America customer service team via email.
- FAQs and Knowledge Base: Access a comprehensive library of frequently asked questions and educational resources to find solutions to common banking issues.
- Secure Messaging: Send secure messages to the bank regarding your accounts or specific inquiries, ensuring your privacy is maintained.
Customer Assistance Hotline
Bank of America also provides a dedicated customer assistance hotline that you can call to speak with a representative directly. This hotline is available around the clock, ensuring that you can get assistance whenever you need it. Whether you’re reporting a lost or stolen card, need help with online banking, or have questions about your accounts, the customer assistance hotline is a reliable resource.
Specialized Services
Bank of America offers specialized customer service for various financial products, including credit cards, loans, and investment accounts. If you have a specific inquiry or issue related to one of these products, they have specialized teams ready to assist you.
Finding Bank of America branches and ATMs near you is a straightforward process, thanks to the bank’s user-friendly tools and resources. Whether you prefer online solutions or in-person assistance, Bank of America ensures that you have easy access to their services. So, the next time you need to find a branch or ATM nearby, use these methods to simplify your search and enhance your banking experience.
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